Just got my 2016 insurance bill. Up $236.39 a year (21%). No claims, no accidents. Jesus H Christ. Now I pay $1,375.00 a year. This is criminal. Wish Allstate or Geico could move to Canada. ull
Wow... I pay less than your increase, $168/year for my 2010 Softail and $175/year for my wifes 2015 Deluxe here in NY. That's with full collision, etc. with $250 deductible on both.
I probably get around $25 off for multi-policy discount but still that's a huge difference.
I know! I'm thinking it will be practical to sell 2 of my 3 as much as I hate to do it. I have 3 bikes and 2 cars and my insurance costs are through the roof even though I'm a great driver.
Well, I guess I should be happy with mine, $92 per year for two bikes. Liability only, at my age if I total either one I probably won't need another bike. Progressive.
Unfortunately where you live has a big bearing on how much premiums are. I live 1 mile from the Ohio state line and pay about 20% more than my buckeye friends on comparable vehicles.
Sell the bike to your son for $1 :wink. Park it at his place for the winter. Pay him the cost for him registering and insuring it in Minnesota. In the spring go borrow your sons RK for 7 months......don't forget to return it with a full tank of gas..........:bike-038:
I remember one of the questions I had to answer was if the bikes were garaged or kept outside. Probably makes a difference in some cases. My agent also said sometimes she was required to check. Since same company also insures my house and garage and they saw the garage when it was built and have photos she said another a site visit wasn't needed.
GEICO tried that crap with me. I called them immediately and asked to be transferred to a retention supervisor. I called BS and told them I'm leaving and that I was going to inform all my rider "buddies" not to even try GEICO. They knocked it down immediately. You have to play hardball with these guys.
I wonder why so many discrepancies across the board ?
I know it all depends upon location but the dollar amount spread here is outlandish !
Personally I feel gifted considering I had a OWI in 2005 ! Otherwise clean as a whistle for better than 40 years.
There is one other consideration that affects insurance costs, I read this just yesterday on a Fox news feed, your personal credit score.
A low or bad credit rating raises insurance rates, even if there's been no claims or traffic tickets !
Go figure !
Here's another one... Why do we all pay for bits of data when the providers can't supply bits of data ? Providers can only supply data in BYTES ! 8 bits = 1 BYTE. A BYTE is any one letter or number you see on your computer screen. A single bit or 5 bits can't be computed !
Maybe this should be posted at a computer geek website instead of here !
Oh well ... I'm on a roll !
Here in Ohio Allstate insures my 2015 FLHTK for $252.00 for the entire year. I'm 65, have passed a motorcycle safety course and have no accidents on my driving record.
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