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Old 11-08-2012, 10:42 AM   #1 (permalink)
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extended warranty

extended warranty

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I got the extended warranty on the new switchback . Sounds like a good deal with the 111 coverage points . anyone else have this and have you had to use it?
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Old 11-08-2012, 12:03 PM   #2 (permalink)
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I bought a new 2011 Fat Bob in April, 2011. Bought the ESP, my dealer charged me $1,584. (Maybe a buck per engine cc?). In August, this year, I cashed it in as I ordered a 2013 RGC and as I was going to sell or trade the Fat Bob and didn't think a private buyer would want to spring for the ESP. Of course, if they wanted it they could still buy it as bike is still under 2-year HD warranty, and if I didn't sell it (which is the case) I would have had to cash it in anyway as a dealer can't get the ESP if I trade. Got back $1,248. Since the ESP purchase I have learned not all dealers sell an ESP for the same price.

In pricing the ESP for a 2013 RGC one dealer here wanted $1,989, the other dealer wanted $1,739. But...., I checked with a local credit union that sells ESP's for bikes. They have a 5-year plan, also with a $50 deductible, and although their ESP doesn't cover absolutely everything like the HD plan does it does cover all the major components and then some. The credit union price (if I bought it now) is $774--less than half a HD plan.

So, I will wait on buying any plan until my 2-year HD warranty is about up then, I may buy the credit union plan if my bike has any serious issues during the 2-year warranty.

My thinking is to get the big items covered and roll the dice on the smaller stuff. Now if my bike ever gets here I will be a happy camper.

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Old 11-09-2012, 10:10 AM   #3 (permalink)
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I was undecided on the ESP but decided to go ahead and get it on my new Ultra. I also added the tire protection (can't remember what they call it), which was only around $400-$450. I find it hard to believe but they will replace your tire(s) if you get a nail or anything in them. And this is for the duration of the extended warranty.

Considering I got 3 flat tires in a 2 week period last year, I would've easily made my money back if they had offered that on my old bike. (The third flat I got was just because the idiots -- non H-D -- that I had to use to fix my 2nd flat pierced my tube when they put the tire back on the rim with a screwdriver. They had to then to patch the tube, which only lasted for about 30-40 miles before it popped.
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Old 11-09-2012, 10:59 AM   #4 (permalink)
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I bought the esp with my 2012 FXDC. Really the dealership is betting you won't need to use it and we are betting we will. I got the esp for $1300 and they added one extra year to cover the bike for a total of 5 years. I wasn't going to do it for two extra. I though it was a good deal.
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Old 11-09-2012, 02:56 PM   #5 (permalink)
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Be it ESP, tire protection or what ever the insurance company that provides it has a real damn good idea what the odds of you using it are and how much it will cost them when you do. They aren't worried about the one guy they are looking at the big picture the entire pool of insured and they are going to make money.

Let's face it 3 flats in 2 weeks is unusual. I'll bet that there are many people that get that tire protection and never get a flat.
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Old 11-09-2012, 04:44 PM   #6 (permalink)
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I have it and glad i do have got 2 tires road damage and had to have top end done (blow by) with new pistons and valve seals and all 50$ for that only thing was had braied cables would only pay for stock had to pay diff so it seved men good as far as just prepaying for repairs
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Old 11-09-2012, 05:45 PM   #7 (permalink)
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Bought an ext warranty but not HD's, used it twice so far and the first time paid for it!!
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Old 11-09-2012, 05:47 PM   #8 (permalink)
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To me it is cheap insurance. Use it once on a major repair and you've more than made back your money.
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