Join Date: Nov 2010
Location: Phoenix, Arizona
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I've been with progressive for several years through my independant insurance carrier. Few months ago I read on here about Progressives support for this current administration. Well after reading that post I got to looking at my policy and what I discovered was I had coverage up to a certain amount, I forget how much right now, and would have to check. Anyhow in the fine print it states that the coverage is only good for factory installed accessories. So like most everyone I put accessories and bling on my bike to make it mine, which in doing that myself and because they are not factory installed they are not covered. I called my agent and explained to them the situation of the owner doing upgrades and not being covered in theft or damage. She said no its covered and I pointed out the clause in the policy. She said she would check on it. Well it's been two months and Im still waiting. So when my renewel comes up, I'm no longer staying with progessive. Don't know if it affects any other policies but I'm going to be sure to check it out before paying for a new policy with a new company. The agent did say well if you keep all of your receipts for your accessories you would get re imbersed, I said how can that be if they are not a factory installed part, but owner installed, as I said I'm still waiting for the answer. Check you policies guys/gals.