100.00 bucks for an apraisel ?????

[mgosset1]

....i would do the 20 buck deal just to get it over with....

[chris_lacey]

My local dealer would do an appraisal for free if you got the work done there, if you used their appraisal and got the work done elsewhere it would be 10% of the amount. When mine got hit the total was $5800, so if I took it away they wanted $580.

Now, if you are just talking an appraisal to get insurance an hour or so should be fair IMO. It is a dealership not a gift shop. Unless you bought it there.

[secoleman57]

I could see an insurance company wanting that on a custom bike if it was insured for replacement costs.

Sounds to me they are too lazy to look themselves. We all have access to NADA and a multitude of other guides through the internet.

[grouser]

she is just a broker and I'm sure they insuring company wants a professional opinion of what the bike is worth, I told them I wanted coverage for 8,000

[Harley Rider]

Grouser, are you getting the bike repaired or are you getting a "Declared Value" insurance policy (where you tell them what your bike is worth, and that is the amount that they will pay you if it is totaled or stolen)? Since it is an appraisal rather than an estimate for repair it sounds like it's for a declared value policy. My insurance company explained to me that if the value you "declare" the bike to be worth is significantly more than they think it should be worth, they would require an appraisal to prove it's really worth that much. They can't really use NADA and other resources like that because if the value you are declaring is that high due to a lot of customizing, etc, NADA can't give them an accurate figure, and the insurance people aren't qualified to know the value of pristine customized bikes. If this is the case, I think the dealership is justified in charging $100 for the time it will take them to due a professional and accurate appraisal of it's value since this will involve a lot more than just some guy in the shop eyeballing it and giving his opinion.