Just found out that in N.C. if your involved in a motorcycle wreck that involves only you and your rider if your 2 up that you are not covered for medicial pay. If there is another vechicle involved you are covered by their insurance or your uninsured motorist coverage. I wounder how many people are riding around unaware that if they go down and there isn't another vechicle involved, your work insurance has to cover you. So what if your part-timer, or unemployed, or your rider isn't on your work coverage or does'nt have insurance? I also wounder how many other states are like N.C. Something everyone should be looking into.